{
  "name": "app.fundingtracker/fundingtracker",
  "version": "1.0.0",
  "title": "FundingTracker",
  "description": "MCA calculators (factor rate to APR, payoff, cash-flow impact), public funder directory and guides.",
  "websiteUrl": "https://fundingtracker.app",
  "protocolVersion": "2026-07-28",
  "supportedProtocolVersions": [
    "2026-07-28",
    "2025-11-25",
    "2025-06-18",
    "2025-03-26"
  ],
  "serverInfo": {
    "name": "app.fundingtracker/fundingtracker",
    "title": "FundingTracker",
    "version": "1.0.0"
  },
  "endpoint": "https://fundingtracker.app/api/mcp",
  "transport": {
    "type": "streamable-http",
    "url": "https://fundingtracker.app/api/mcp"
  },
  "authentication": {
    "required": false
  },
  "serverCard": "https://fundingtracker.app/api/mcp/server-card",
  "capabilities": {
    "tools": {
      "listChanged": true
    }
  },
  "tools": [
    {
      "name": "calculate_mca_apr",
      "title": "MCA factor rate to APR",
      "description": "Convert a merchant cash advance factor rate into total payback, cost of capital, payment size, number of payments and effective APR. Daily payments are business days (21 per month, 252 per year); weekly is 4.33 per month. APR discounts each payment to present value, the same formula as the FundingTracker MCA calculator.",
      "annotations": {
        "readOnlyHint": true
      }
    },
    {
      "name": "estimate_mca_payoff",
      "title": "MCA payoff estimate",
      "description": "Estimate the remaining balance, payments left and projected payoff date of a merchant cash advance from the advance amount, factor rate, amount already paid and the daily or weekly payment. Remaining balance = total payback - amount paid; daily payments skip weekends.",
      "annotations": {
        "readOnlyHint": true
      }
    },
    {
      "name": "mca_payment_impact",
      "title": "MCA payment cash-flow impact",
      "description": "Measure how heavy an MCA payment is against average daily revenue: daily-equivalent payment, % of daily revenue, weekly and monthly outflow, and a risk level (high at 30%+, medium at 15%+, otherwise low).",
      "annotations": {
        "readOnlyHint": true
      }
    },
    {
      "name": "search_funders",
      "title": "Search the funder directory",
      "description": "Search FundingTracker's public directory of merchant cash advance and business financing providers by name, description or financing type (e.g. MCA, Term Loan, SBA Loan, Line of Credit). Returns each funder's slug, profile link and merchant review rating.",
      "annotations": {
        "readOnlyHint": true
      }
    },
    {
      "name": "get_funder",
      "title": "Get a funder profile",
      "description": "Get one funder's public profile from the FundingTracker directory by slug: financing type, description, website, average merchant rating, review count and the most recent public reviews.",
      "annotations": {
        "readOnlyHint": true
      }
    },
    {
      "name": "search_mca_guides",
      "title": "Search MCA guides",
      "description": "Search FundingTracker's merchant cash advance guides (payment tracking, remaining balance, factor rates, daily ACH debits, stacking, consolidation, contract review). Returns titles, short answers and links; call get_mca_guide for the full text.",
      "annotations": {
        "readOnlyHint": true
      }
    },
    {
      "name": "get_mca_guide",
      "title": "Read an MCA guide",
      "description": "Return the full text of one FundingTracker MCA guide as markdown, with its canonical URL, key takeaways, sections, checklist and FAQs.",
      "annotations": {
        "readOnlyHint": true
      }
    },
    {
      "name": "about_fundingtracker",
      "title": "About FundingTracker",
      "description": "What FundingTracker.app is, who it is for, what it tracks, its plans, how bank data and contracts are handled, and links to its key public pages.",
      "annotations": {
        "readOnlyHint": true
      }
    }
  ]
}