Article summary
The Wall Street Journal's October 29, 2026 story examines how merchant cash advances show up in small-business bankruptcies. Here's what we could verify from primary sources, and what that means for you.
Article content
The Wall Street Journal published an October 29, 2026 story on merchant cash advances and small-business bankruptcies.
We opened a syndicated reprint and several primary sources.
Under our 100% rule, we are reporting only what we can check independently.
Claims that rest only on the Journal (or its Hindustan Times syndicate reprint) — including any share of cases with MCA creditors, specific contract APRs, dollar figures, and attributed quotes — are omitted here until those primaries are opened.
What we could verify American Bankruptcy Institute (Oct.
8, 2026).
ABI's public release reports 2,442 Subchapter V elections in the first nine months of 2026, up 46% from 1,672 a year earlier.
That release does not contain a 36% figure for small-business bankruptcies.